Insurance

Take care of yourself…Take care of your family…Take care of your parents

Life, disability and long term care insurance are critical  components of any financial strategy.

Most homeowners have life insurance but the truth is you are far more likely to need disability insurance
What would happen to your family or business if you became disabled?  On average, almost 45% of those over forty will become disabled for at least 90 days before reaching the age of sixty. You can’t predict but you can prepare.  Call us for a free consultation to protect your family or business from a financial crisis due to an unforeseen disability.

The new senior class and long term care
Senior life is changing. People are living longer and require more care later in life. More than 25% of families today are in some way involved with elder/parent care. Many couples find themselves sandwiched between caring for their growing children and caring for their aging parents. There are significant medical, legal and financial concerns in coping with aging parents that you can prepare for. Choosing the right Long Term Care insurance can ease the money worries allowing you to concentrate on more important emotional and family issues.  Keep in mind the highest quality care with the most flexibility is often in-home care or top of the line care only available at non –Medicare Facilities and that Medicare’s long term coverage is strictly limited. Call us to discuss the many options and considerations for providing the finest care for aging relatives and protecting the security they’ve worked their whole lives to achieve.

Life insurance isn’t a choice, it’s an act of loving responsibility
An often overlooked and relatively inexpensive estate tool is life insurance. What would happen to your family or business if something unexpected happened to you?  Winters Financial Group offers many different life insurance products tailored to meet your family’s needs. Call and let us help you put your mind at ease concerning the protection of your family or business in the event of an untimely death.